Homeowners Insurance

For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected.

In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.

Your Home Holds What You Value Most

For many people, a house is the largest investment they will make. However, it’s not only an investment, is it? Your home is where you and your family feel safe and secure and is also where you keep all of your personal possessions. That’s why Thorne Insurance Group is dedicated to helping you protect your home and gain peace of mind. Whether you just bought your very first home or would simply like to learn more about your options, our agents will be here to help you every step of the way.

Since we are a local independent agency, we are familiar with your location, concerns, and lifestyle. Why? Unlike the major insurance carriers, we live in your area, too! That means you benefit from personal, local service and an agent who understands your specific insurance needs. In order to be sure you receive the right policy and appropriate coverage, your Thorne Insurance Group agent will take the time to listen to your needs and determine your risks. From there, will create a customized home insurance policy that you can feel good about.

A standard Homeowner policy protects you against:

Liability
Fire
Lightning
Windstorms/Hail
Smoke Damage
Falling Objects
Freezing
Weight of Ice and Snow
Vandalism
Theft of personal property

Damages that are EXCLUDED from your standard homeowner policy:

Earthquake
Flood
Water Backup/Sump Overflow
Vermin/Rodent/Insect

Coverage may be purchased for the above exclusions. There is also a new valuable endorsement you can buy – Home Systems Protection and Service Line coverage. Please call us at (508) 279-4454 for more details.