Commercial Insurance

Thorne Insurance Group, LLC. understands businesses in our community.

It doesn’t matter what your business’ size or needs are, we can provide the same quality coverage and service — at the appropriate level for your company, customized for your needs and size. We can provide you with a multitude of services. We specialize in providing reliable insurance solutions for the following commercial lines of insurance listed below.

Contact our agency at (508) 279-4454 to get your business insured.

Auto Rental
Auto Repair & Auto Body Shops
Bars & Taverns
Boat Dealers
Car Dealers (Franchised & Used)
Commercial Real Estate
Condo & Apartment Buildings
Contractors (Carpenters, Plumbers, HVAC, Electricians, Roofers, And More)
Convenience Stores
Education
Equipment Dealers
Fitness Centers & Gyms
Funeral Homes
Golf Courses

Habitational
Liquor Stores
Manufacturing
Motorcycle Dealers
Non-Profits
Power Equipment Dealers
Power Sports Dealers
Retailers
Restaurants (Including Liquor Liability)
Service Stations with or without gas
Sports & Recreation Organizations & Venues
Supermarkets
Towing Companies
Truck Dealers
Truck Repair
Wholesaler & Distributor

Commercial Auto Insurance

A commercial auto insurance policy is required under most circumstances when the car, truck, or van is used for business purposes and meets certain additional requirements. Your registration is not the only thing that determines the requirement for a commercial automobile insurance policy. Other requirements for business auto insurance are ownership by a corporation, use in hauling goods for hire, and the overall weight of the vehicle. Some small trucks can be insured under a personal automobile insurance policy under specific conditions. Contact us at (508) 279-4454 for more information to keep your business’s fleet insured!

Much like purchasing personal insurance, commercial insurance policies can be priced competitively. That’s why it’s best to work with an independent insurance agency to know and understand your options based on the best coverage and rates for your business.

Commercial Property Insurance

Commercial property insurance is a special type of insurance that covers your building as well as the contents owned by your business. “Property” can include a variety of types, including:

Your building
Your outdoor sign
Your furniture and equipment
Your inventory
Your fence and landscaping
Others’ property

Other instances when commercial property insurance is helpful for your business is if you have lost income, or a total business interruption while making needed repairs to your building because of damage. That is why having the right commercial property insurance policy for your business is so important.

Get your business protected today by simply calling (508) 279-4454.

Commercial Umbrella Insurance

As a business owner, you likely already have some form of general liability insurance to protect your business in the event of a negligence lawsuit. Commercial umbrella insurance offers additional liability protection for instances when your general liability coverage isn’t enough.

It is important to note that commercial umbrella insurance is not a stand-alone insurance policy, but rather compliments the general business insurance you already have. It is intended to take over and cover additional expenses once the limits of your other liability coverage are reached.

Speak with one of our insurance agents to get a better understanding of how much additional liability coverage your business would benefit from! Call us at (508) 279-4454 for more information!

Workers’ Compensation

Workers’ Compensation coverage applies to bodily injury and diseases arising out of, and in, the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers’ Compensation provides for the payment of four types of benefits:

Medical benefits
Income benefits
Death benefits
Rehabilitation benefits

A representative can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services. Contact Thorne Insurance Group today by calling (508) 279-4454.

Surety & Bonding

A Surety Bond is a written promise that an insurance company will protect your assets and back up the promises made by someone else. Thorne Insurance Group will work with you to find outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.